Clearpath · Family debt planner

One plan, two people.

Your credit cards, loans, payments, and payoff scenarios are shared privately between you and your husband.

Your financial balances are private until you sign in. Share your passphrase separately from the site link.

clearpath.
your debt plan
Shared online
Make your money work harder

One step closer to debt-free.

Change the numbers. See the payoff plan. Track real payments as you go.

Shared household planner
Remaining debt
$0
0 accounts remaining
Required debt payments
$0
Current listed monthly payments
Extra each month
+$400
Above your regular payments
Estimated debt-free
Not set
If you keep rolling payments over

Try a payoff plan

These are just scenarios. Nothing changes until you record a payment.

$
$
$
What matters most to you?

Pay off the accounts that eliminate the most required payments with your lump sum.

This is only a preview. When you actually pay off a debt, record it below; its old monthly minimum will automatically roll into your extra payment. You can change that extra amount anytime.

Where the lump sum could go

Estimated balances for November, after regular October payments.

0 debts
Total allocated$0

Partial payments reduce balances but usually do not eliminate a required monthly payment. Verify exact payoff quotes before sending money.

Monthly payments freed by the lump sum
$0/mo
If you follow this November payoff scenario
Required before lump sum$0
Required after lump sum$0
Lower required payments mean more room in your budget. Keep paying the same total each month if you want the fastest payoff.

Your payoff outlook

Assumes no new debt and monthly payments stay in the plan.

Without the lump sum
Not set
17 months
With the lump sum
Not set
13 months
No lump sumWith lump sum

Estimated interest saved: $0

Balances and APRs are estimated monthly. Some installment loans calculate interest differently; actual dates and savings may vary.

Your actual accounts

My debts (27)

AccountAPRBalanceMin. / monthUpdate
One loan has an unknown APR. For payoff estimates only, its rate is assumed to be 25%. .

Paying off a balance reduces required payments only after that account is fully paid. The totals above use the minimum payments listed in your source file.

Shared household planner. Your entries are saved to your private online account and visible to anyone who knows the family passphrase. Do not enter bank passwords, full account numbers, or personal identification numbers.

Edit debt

Update the real balance when you receive a statement.

Balance $0 means this account is paid off. An unknown APR is temporarily modeled at 25% for estimates only.

Record a payment

Account name

Current balance $0
$

This subtracts the payment from the balance you entered. It does not automatically add interest or connect to a lender.

Your data & backups

Export or restore your shared household data.

Changes are saved online and sync to both of your devices. After restoring a backup, it replaces the shared household data.